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Fintech start-up Oper (Flanders) raises EUR 11 million

A forward-thinking software firm from Antwerp (Flanders), Oper specializes in the digitization of mortgage loan applications to make the whole process smoother. The young company has recently raised EUR 11 million. “With the new funds, we can boost our investments in R&D and innovation, increase our commitment to recruitment and heighten our focus on international growth,” says Wouter Lachat, product director at Oper and one of fintech start-up’s founders.

Oper team

Among the investors are the early-stage funding platform Pitchdrive as well as the global investment business Techstars and the Zurich-based pan-European venture capital firm Verve Ventures.

Digital mortgages across Europe

Oper offers lenders and brokers a technological solution for providing digital housing credit to consumers. Since its foundation in 2018, Oper has already digitalized hypothecary credit processes in various European countries.

However, the company has further ambitions: “From the start, it has been our goal to take our business all over Europe. That’s why we have an additional office in Switzerland besides our HQ in Antwerp. We also have a partnership with Barclays in the UK – we’re one of the first Belgian fintech companies ever to have done so – something of which we’re very proud,” CEO Geert Van Kerckhoven explains.

Twice as many customers in one year

Oper has 45 employees and serves a total of 13 customers – a number the company hopes to double in the coming year. “Priority markets for us are France and Germany, but also Austria, the Czech Republic and Slovakia. We see great prospects, as the market remains relatively unexplored. Our product is ready to offer a solution to large and small financial institutions that want to improve their credit offerings,” says Lachat.

Government support

In addition to the support from investors, Oper was previously also able to count on government agencies such as VLAIO and Flanders Investment & Trade (FIT). “Our warm interaction with Flanders’ government agencies meant we were always able to get in touch for advice. Particularly when it came to figuring out which subsidies and incentives we were eligible for, they were a great help,” Van Kerckhoven concludes. 

More info

Reported by
Made in Antwerpen
10 August 2022

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